Words pay no debts. To fear the worst oft cures the worse.

I must be a mermaid, I have no fear of depths, and a great fear of shallow living.

I'm an old man and have known a great many troubles, but most of them have never happened.

If you can't pay for a thing, don't buy it. If you can't get paid for it, don't sell it. Do this, and you will have calm and drowsy nights, with all of the good business you have now and none of the bad.

To fulfill a dream, to be allowed to sweat over lonely labor, to be given a chance to create, is the meat and potatoes of life. The money is the gravy.

People spend money when and where they feel good.

All progress is based upon a universal innate desire on the part of every organism to live beyond its income.

Too many people spend money they haven’t earned to buy things they don’t want, to impress people they don’t like.

Poverty is the parent of revolution and crime.

In short, the way to wealth, if you desire it, is as plain as the way to market. It depends chiefly on two words, industry and frugality; that is. waste neither time nor money, but make the best use of both.

The surest way to relieve a man of his poverty is to make him uncomfortable in it.

There are two ways to conquer and enslave a country. One is by the sword. The other is by debt.